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Emotion-Aware Personal Finance Auto-System

[Category : - OTHER- BUSINESS METHODS- DESIGN PATENTS]
[Viewed 30 times]

The Problem
Millions of people struggle with emotional spending, unpredictable budgeting, and lack of investment habits.
Traditional finance apps do not address the behavioral or psychological triggers that drive poor money decisions.
Our Solution
The AI Finance Bot identifies emotional spending patterns in real time, adjusts user budgets dynamically, and auto-invests skipped purchases.
It helps users save more, build wealth automatically, and stick to their financial goals without stress.

Financial information

Full Rights Acquisition: Starting at $25,000 USD
• Non-Exclusive License: $5,000 + 3% royalty
• Exclusive Licensing: Negotiable
• Royalty Partnerships Considered

Market Opportunity
Emotional spending and inconsistent savings habits cost billions annually. This invention tackles the psychological and behavioral side of personal finance — an area underdeveloped in most fintech solutions.

Target Markets: Fintech, Personal Finance Apps, Banks, AI Wellness Tools, Behavioral Finance Startups.

Patent publications:

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Seller:

hpnsllc (United States)

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